How did Coco Martin, a well-known actor, director, and now brand ambassador of BDO Network Bank, succeed in life?
He shared three tips that he believes will greatly help fellow Filipinos. “Una, ang pag-iipon. Pangalawa, palaguin ang ipon. Pangatlo, mahalagang makahanap ng tamang partner-bank na mapapagkatiwalaan mo para yung ipon mo, masiguro mo na safe ito. Mahirap yung nag-iipon ka tapos tinatago mo lang sa bahay mo o kung saan man. Baka mamaya, mawala,” shared Coco.
[First, save money. Second, grow your savings. Third, find the right partner-bank that you can trust to ensure the safety of your savings. It is not good to save money and just keep it at home or anywhere else. It might get lost or stolen.]
He added, “Sa pagtra-trabaho, hindi pwedeng trabaho ka lang ng trabaho and then after that, gagastusin mo (ang kita mo). Dapat alam mo ang priority mo. Dapat may goal ka. Sa paghahanap-buhay, dapat may percentage ka na tinatabi for your future or for your emergency.”
[You can’t just work and then spend all your earnings. You should know your priorities. You should have a goal. In earning a living, you should set aside a percentage for your future or for emergencies.]
The Ang Probinsyano and Batang Quiapo star admitted that he allocates 30 percent of his earnings for emergencies.
“Ang sina-save ko talaga, sa kabuuan ng sahod ko, is at least 30 percent. Ke-keep ko yan, kahit ano mangyari pipigilan ko na hindi magalaw yan. Maganda yung may fallback ako, na may madudukot sa oras ng pangangailangan. Yung 70 percent, yan na yung panggastos, pangtulong sa pamilya ko, lahat ng pangangailangan. Sa 70 percent na yun, hangga't maaari kung mapapagkasya ko, dun ako kumukuha ng capital kung anoman ang negosyo na naiisip ko. Basta sinisiguro ko yung 30 percent, hindi ko gagalawin yun”
[I really save 30 percent of my total income. I keep that, and make sure I won't use it no matter what happens. It is good to have a fallback, something to rely on in times of need. The remaining 70 percent is for expenses, supporting my family, and all other needs. From that 70 percent, that's where I get capital for any business ideas I have. As long as I make sure the 30 percent stays untouched]
Coco expresses his deep gratitude to BDO Network Bank, the community banking arm of BDO Unibank, for guiding him in growing his earnings.
“Syempre kailangan mo rin ng mga guidance kung paano ito mapapalago. Thru BDO and BDO Network Bank, andun sila para gabayan ka at tulungan ka para palaguin yung pera mo,” the actor stressed
[Of course, you also need guidance on how to make your money grow. Through BDO and BDO Network Bank, they are there to guide and assist you in growing your money]